Disclaimer

Fayande is a record-keeping tool, not a financial advisory service. Reports, calculations, and analytics are based solely on data you enter and should not be considered financial, tax, legal, or investment advice. Always consult a qualified professional for financial decisions.

The accuracy of all records, balances, and reports depends entirely on the data you input. Fayande does not independently verify your entries. Errors in data entry will result in incorrect calculations. You are solely responsible for verifying your records.

All monetary calculations use standard arithmetic with rounding to two decimal places. Minor discrepancies (typically less than one cent) may occur in complex multi-item transactions. These are inherent to digital financial calculations.

Fayande relies on third-party services for hosting, authentication, and data storage. While we select providers carefully, we are not responsible for outages or issues caused by third-party failures. We recommend maintaining your own backups of critical data.

The audit trail is designed to be immutable and tamper-proof, but it should not be considered a legally certified audit trail. For legal, tax, or compliance purposes, consult a qualified accountant or legal professional.

Fayande is designed with interest-free (Riba-free) principles in mind. However, we do not provide Islamic finance certification. Users seeking Shariah-compliant financial management should consult a qualified Islamic finance scholar.

We reserve the right to modify, update, or discontinue features at any time. Changes may affect how your data is displayed or calculated. We will provide notice of significant changes when possible.

To the fullest extent permitted by law, Fayande shall not be held liable for any direct, indirect, incidental, or consequential damages resulting from use or inability to use the platform, including loss of data, business interruption, or financial losses.